Get what you want, sooner

Get product financing quickly and easily through Aspira’s convenient app.

How Aspira Works

 

 

Get your next purchase financed in 4 easy steps.

DOWNLOAD THE ASPIRA APP AVAILABLE ON GOOGLE PLAY AND THE APP STORE

Share some information about yourself. You’ll need your latest payslip, bank statement or MPESA statement, as well as your National ID/password information.

FILL IN SOME INFORMATION ABOUT YOU

Share your financial status and supporting documents.

CONFIRM TERMS AND PLACE DEPOSIT

Confirm your terms by signing the finance contract and placing your deposit.

GET YOUR PRODUCTS AND START INSTALMENTS

Get your product today and pay it off later in simple monthly installments.

How Aspira Works

The Aspira app is a quick and easy way to find out what you can finance and get it from the store today.

DOWNLOAD AND SHARE INFO ABOUT YOURSELF ON THE APP

Share some information about yourself. You’ll need your latest payslip, bank statement or MPESA statement, as well as your National ID/password information.

CHOOSE PRODUCTS FROM PARTNERS

Visit one of our partners to choose your product.

CONFIRM TERMS AND PLACE DEPOSIT

Confirm your terms by signing the finance contract and placing your deposit.

GET YOUR PRODUCTS AND START INSTALMENTS

Get your product today and pay it off later in simple monthly installments.

How we assess you for credit

We’re committed to being a responsible lender. This means that we do our best to only lend you what you can afford to pay back. To determine this, we look at the following conditions:

YOUR CURRENT INCOME

Your current income – what you make from your main job and your side hustle.

YOUR AVERAGE EXPENSES

How much are you spending per month and on what?

YOUR OTHER FINANCIAL COMMITMENTS

Do you have any other debt?

If our app asks you to authorise access to certain information on your phone, please allow it to get a more accurate credit score.

Our Rates

We offer competitive rates to help you live the life you want, sooner. The best part? Once you’ve successfully paid back one loan with us, you’ll get better interest rates!

  Interest Rate Deposit
First Loan Upto 4% per month flat interest 30% Minimum
Second Loan Onwards Reduction of 0.5% monthly interest No Minimum Deposit

Our Rates

We offer competitive rates to help you live the life you want, sooner. The best part? Once you’ve successfully paid back one loan with us, you’ll get better interest rates!

  • FIRST LOAN
  • Upto 4% per Month Flat Interest
  • 30% Minimum Deposit
  • SECOND LOAN ONWARDS
  • Reduction of 0.5% Monthly Interest
  • No Minimum Deposit

Insure your loan

Aspira makes credit insurance compulsory so that your repayments are covered in extreme circumstances.

FIND OUT MORE

Get your free credit assessment now

With Aspira, you can finance your next phone, tv, cooker, couch and so much more. Simply download the Aspira app to find out how much you can finance and your payment terms.